Position Purpose

The Credit Administration Officer is to ensure the credit documents are issued and completed efficiently and accurately in order to legally secure the Bank’s assets. This person should also take charge of queries related to credit administration from Front Office and liaise with other associated functions. Besides day-to-day tasks, Credit Administrator is also to support local and regional credit assignments.

Responsibilities

• Prepare and issue credit documents and loan agreements per credit approvals including new authorization, amendment and annual renewal according to Bank’s policies and procedure.
• Exam the accuracy and completion of credit documents and loan agreements signed by clients. Safe-keep documents in respective credit files and scan credit documents into electronic files.
• Setup and maintain system input for each authorization according to respective credit approval.
• Communicate and coordinate with Front Office and other associated functions for queries related to credit administration.
• Prepare periodic/ah hoc reports to Head Office, Regional Office, local regulatory, Credit Bureau and management.
• Review and update the credit administration procedure and process periodically and/or upon necessary.
• Support periodic/ah-hoc Credit training held by regional/local office to Front Office. 
• Support ah-hoc assignments given by Regional Office/ local management.
• Work closely with team members and provide mutual support. Interact professionally within the team and with other functions.

Qualifications 

Technical & Behavioral Competencies

• Knowledge of Credit Administration and its activities and all aspects of risk elements involved.
• Good understanding of Taiwan banking and lending related regulatory requirements.
• Good communication skills.
• Good work ethic.