Informação geral
Ref #
1234567890100112571
País
Canadá
Região
Quebec
Cidade
Montreal
Tipo de contrato
Contrato Permanente
Família profissional
F03 - RISCO
Descrição
In a changing world, unprecedented challenges require unmatched talent. Join one of Montreal's Top Employers in 2025. We are a dynamic and growing organization having its main establishment located in downtown Montreal and part of a leading international banking institution fully committed to building a more sustainable future. Note that the position may be in the Canadian Branch of BNP Paribas or in one of its subsidiaries based in Montreal.
The position at a glance
RISK Corporate is the 2nd line of defense responsible for risks generated in CIB from corporate and securitization clients. The Vice President – Credit Officer in RISK Corporate will be responsible for ensuring the quality of risks taken by the ABS warehousing activities originated in North America.
The position reports functionally to the Managing Director – Team head responsible for Securitization risks in the Americas.
- Asset Backed Financing warehouses and balance sheet activity consists of non-recourse secured loans backed by consumer or commercial assets, often with the intent of distributing into Asset Backed Securities.
- ABS Sectors include auto loans and leases, consumer installment loans, equipment loans, credit cards, rental car fleets, and fleet leases, among others.
The risk framework surrounding ABS is dynamic covering credit and non-financial risks. This is an opportunity to join a high profile team within the RISK function that covers a dynamic and specialized sector.
In detail
The team members are responsible of the following activities:
- Analysis of credit proposals, annual reviews, highlighting emerging risks in the portfolio, anticipating new risks, ensuring proper internal risk rating, and assisting the RISK function in improving the risk governance framework for the region’s ABS warehousing activity.
- Assess borrowing base structures, advance rates, eligibility criteria, concentration limits and structural protections.
- Analyzing risks at the collateral pool and asset originator levels.
- Assess the non-financial risks of transactions (operational, fraud, third party service providers to the structure).
- Present analysis and opinion at credit committees.
- Support RISK delegation holders on credit committee decisions.
- Prepare minutes of credit committees
- Attend due diligence meetings with clients (often on MS Teams).
- The position does not entail credit delegation in the first year but can lead to credit delegation over time.
- The position requires developing and maintaining professional relationships with the business lines in scope. There is a high degree of interaction with the Origination teams, Credit & Portfolio Team, and RISK team in NY.
- As a subject matter expert in these activities, the position has material influence on risk identification and risk appetite for the ABS activity.
Staff supervision/ Organizational Structure:
The position reports to the Team-Head in RISK Corporate responsible for Securitization in NY.
Work conditions: This position provides for standard working conditions in an office and a normal work schedule from Monday to Friday. This position requires little travel.
The strengths and skills that will help you succeed
- Relevant experience within a Financial Institution or Rating Agency.
- Strong understanding of securitization structures, documentation, borrowing base mechanics, collateral analytics, covenant frameworks, and transaction structuring.
- Ability to work independently
Education:
- Bachelor’s degree in finance or related fields. Advanced degree a plus.
Years of experience:
- 7 to 12 years+ experience.
Languages:
- English
Technical skills:
- Credit Analysis for granular and diversified pools of consumer or commercial loans.
Soft skills:
- Strong analytical and communication skills.
*Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Professional working proficiency in English language is required. OR Professional working proficiency in French and English languages are required.
What’s in it for you
In addition to competitive compensation, we offer flexible benefits including a family and spouse insurance program, a defined contribution pension plan and paid days for volunteering. Hybrid work arrangements are available for most positions. In-office presence is required a minimum of 3 days per week, one of which must be on a Monday and/or a Friday. BNP Paribas provides excellent training and personal development programs, as well as opportunities for career development within the company and internationally.
To find out more about our range of benefits, click here
What you need to know
- We will review candidates as they apply, so don’t wait to submit your application;
- BNP Paribas is committed to accessibility and inclusion. During the recruitment process, accommodation needs are available at all times for candidates. You will have the chance to make a request for an accommodation during your application.
- You must be legally eligible to work in the Greater Montreal area and, if applicable, hold a valid work or study permit. Physical presence in BNP Paribas’ office(s) is an essential function of this position;
- If you are applying and accepted to a position which requires working in/for the U.S. securities industry, you will be required to provide your fingerprints and undergo additional background checks by the FBI. BNP Paribas Securities Corporation is required to maintain a supervisory program over the conduct of its Associated Persons; some of your personal data will be transmitted to the United States of America and made available to US regulators. Please reach out to BNPP for additional information; or you can also find an overview here: 3110. Supervision | FINRA.org
Diversity, Equity and Inclusion (DE&I) at the heart of our commitments
At BNP Paribas all employees are on an equal footing allowing us to create a work environment that values and respects people for their talents, skills and competences.
BNP Paribas recruits, employs, trains, compensates and promotes regardless of race, religion, colour, national origin, sex, disability, age, and other protected status (Employment Equity Act and Canadian Human Right Act).
To learn more about our DE&I commitments, click here
About us
BNP Paribas is the top bank in the European Union and a major international banking establishment. Present in 63 countries, with more than 180,000 employees, the bank holds key positions in several areas of banking and financial services.
BNP Paribas’ mission is to contribute to a responsible and sustainable economy by financing and advising its clients according to the highest ethical standards, while striving to respond to essential concerns in terms of the environment, regional development and social inclusion.
Since 1961, BNP Paribas has supported large Canadian companies and institutions in their business development by offering a full range of specialized financial services and investment products.
With over 1,400 employees, BNP Paribas in Canada continues to attract experts from diverse fields as well as ambitious young talent from around the world. We are proud to offer our employees a rewarding and international workplace where they can build their professional careers by honing their skills, meeting challenges and enriching their knowledge of the financial industry.
Our certifications and partnerships
- Montreal’s Top Employers 2025
- Canada’s Best Diversity Employers 2025
- Women in Governance – Parity certified - Platinum certification
- Pride at Work Canada
- Part of Les Affaires top 300 companies in Quebec
- Synclusiv
- Ready, Willing and Able
- Autisme sans Limites
- LinkedIn Top Companies 2024
Do you want to discover other BNP Paribas offers in Canada?
Click here: BNP Paribas in Canada | Our job offers
*** While the description above describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted***