Position Purpose

As a client facing staff whose role is to provide holistic investment advice on products and services offered by BNPP Wealth Management. 

Investment advice will be based on a portfolio approach to promote asset allocation and the importance of portfolio diversification. Where appropriate, tactical solutions will be incorporated into the portfolio to achieve client's financial objectives.

Direct Responsibilities

• Working with tagged clients who have been predetermined to be suitable for direct coverage given their risk profile and affinity to invest.
• Has direct client contact with clients for more timely advice and is accountable for the suitability and risk management of the portfolio. 
• Is responsible for efficient and timely order taking and execution. Products and services are offered to tagged clients in accordance with the client’s risk profile and respect the knowledge and experience of the client.
• Conduct regular portfolio reviews (at least on an annual basis) to ensure client’s portfolio is constantly calibrated in accordance to client’s objective and risk profile. Advisory on asset allocation should be made in accordance with the CIO view.
• Investment products recommended by IC must be on the recommended products lists published by WM IS which has gone through the Due Diligence process. Any exception is done on an unsolicited basis and as per client request. 
• Keep RMs informed of changes to clients’ portfolio such that there is a coordinated approach to client servicing
• IC is a resource and partner to RMs/Team Heads to achieve business targets and to ensure the best allocation of resources, client assignment will be reviewed regularly.

Contributing Responsibilities

• Follow the general guidelines of the Bank and Management policies
• Ensure deals & trade transactions are done accurately and fairly handled and in accordance to regulations & Management policies.
• Inform and escalate issues to Management regarding irregularities in trading and incidents
• Maintain proper audit trails

Technical & Behavioral Competencies

• Experience in Wealth Management
• Experience in portfolio management &/ portfolio advisory
• Good communication skills
• Good presentation skills
• Multi product knowledge and experience in dealing in these products: FX, Fixed Income, Equities, Structured Products, and Managed Assets.
• Working experience as Investment Counsellor
• Fluent in multi-languages in particular Mandarin

Specific Qualifications

• Certification Test for Structure-Product Sales Personnel (衍生性金融商品銷售人員)
• Qualification Exam for Senior Securities Specialist (券商高級業務員)
• Certificate for Professional Test on Trust Business (信託業務)
• Basic Test on Financial Markets and Professional Ethics (金融市場常識與職業道德)