Business Overview:
 
 The Latin America region is a key market for BNP Paribas. While Brazil remains the largest economy in Latin America, other major countries in the region are significant contributors for the business and for long standing relations with clients. 
 
 CIB in Hispanic Latin America has world-class teams of roughly 400, thus ensuring an overall coverage of BNP Paribas’ client franchise in the region. All BNP Paribas’ business lines have operations in Hispanic Latin America and are structured in such a way as to provide their clients with the best combination of specialists according to sector, product or geographic region. In the context of growing globalization, they are able to accommodate their clients thanks to their powerful regional platforms:
 * In New York (and Sao Paulo with a number of professionals covering Latin America). 
 * In the whole of Europe with major hubs such as Paris, London, Frankfurt, Madrid, etc.
 * In Asia with broad coverage of all major economies in the region.
 
 The BNP Paribas Group has had a long-term presence in Chile and Peru. Today, CIB covers a wide range of regional and international clients including large companies and institutional investors, as well as financial institutions.
 
 Corporate Credit Management ("CCM") Chile & Peru is a transversal Team in support of approximately 30 Corporate Clients of the Chile & Peru platform. The CCM Team works to ensure coverage, monitoring & execution of all counterparty risk requests for the corporate platform. 
 
 Job Purpose: 
 
 The Corporate Credit Associate safeguards the Bank’s credit exposure by independently analyzing and monitoring the credit quality of an assigned portfolio of corporate clients and prospects, including local Pilots and foreign‑MNC subsidiaries. Through rigorous financial‑statement review, covenant compliance checks and industry intelligence, the Analyst prepares high‑quality credit memoranda and recommendations that enable timely and sound decisions by Credit Committees. The role serves as the central liaison between Coverage, Risk, and Product teams, coordinating the end‑to‑end credit process and ensuring adherence to all governance, reporting and compliance standards. In addition, the Associate mentors junior staff and contributes sector knowledge to strengthen the broader credit risk community.
 
 Duties and Responsibilities
 
 Responsible for the credit management of assigned corporate client relationships. Specifically: 
 
 · Manage and monitor the credit quality of a portfolio of assigned corporate clients & prospects including periodic review of borrower financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry trends, etc.
 
 · Evaluate clients/transactions for risk-related changes
 
 · Clients consists of local Pilot companies and subsidiaries (i.e. "Contributors") of foreign companies 
 
 · Perform credit analysis and prepare credit memoranda for assigned accounts including new transactions, annual reviews, renewals, amendments, waiver requests and financial updates
 
 · Strong interaction with the Risk department, Coverage and Product teams including coordinating the credit process amongst the various Product and Risk Teams to ensure an efficient turnaround of transactions
 
 · Maintain reporting related to portfolio review, including pipeline tracking, exposure tracking, and other general reports (including WL reports, High Leverage Lending)
 
 · Maintain credit management systems up to date (CRF and MCA)
 
 · Coordinate and optimize Credit Process interactions in order to comply with deadlines for timely production of credit proposals and circulation to Credit Committee
 
 · Attend bank meetings and/or client calls with the Relationship Manager
 
 · Manage and monitor the credit quality of a portfolio of assigned corporate clients & prospects including periodic review of borrower financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry trends, etc.
 
 · Anticipate credit issues and alert local management on all related hot topics.
 
 · Mentor Juniors: Coach and serve as point person for more junior analysts in the team.
 
 Qualifications
 
 · Degree in Finance, Economics or Business Administration (Accounting would be a plus)
 
 · Solid knowledge of financial statement analysis and fundamental corporate credit analysis
 
 · Good knowledge of general banking products and banking policies, procedures and methodologies
 
 · Projection modeling skills
 
 · Result oriented 
 
 · Independent opinion
 
 · Strong team player
 
 · Collaborative and innovative mindset
 
 · Client (internal and external) focus
 
 · High standards of compliance and conduct
 
 · Strong business writing skills
 
 · Proficiency in Word and Excel 
 
 · Minimum of 5 years of professional experience with 2-3 years of credit analysis experience covering Corporates at an International Financial Institution
 
 · English & Spanish proficiency is a must, knowledge of Portuguese and/or French a plus