About the job

• As part of Finance Second Line of Defense, located in Lisbon, you will play a crucial role in ensuring the integrity and effectiveness of the BNPP's control environment on financial information related to credit risk provisions (to give an idea, at end of December 2023, BNPP’s balance sheet shows 4.4bn€ of credit risk impairments on performing exposures and 13.6bn€ on non-performing exposures)
• Operating within the Finance & Strategy Department, you will drive the control practice on the credit risk provisioning process throughout the Group via a triple role: standard setter / animator of the control framework as co-owner (with First Line of Defense team(s)) of the credit risk provisioning control plans, and secretary of the IFRS9 Financial and Operational Risk Control Committee; coordinator of the control activity operated locally, second-line direct controller on central teams involved in the process

Your Main Activities Are

• Ensure that control plans related to the credit risk provisioning process adequately cover the underpinning risks. Supervise the implementation of these controls within the Group (across entities, business lines, and central functions)
• Coordinate the control activity on credit risk provisioning operated locally
• Gather local and central first and second lines controllers in a dedicated governance (IFRS9 Financial and Operational Risk Control Committee), with a process improvement mindset
• Build strong relationships with stakeholders across various business units and functions, serving as a trusted advisor on control-related matters and fostering a culture of risk awareness and compliance
• Execute detailed control testing procedures on central teams to evaluate the adequacy and effectiveness of control measures in mitigating risks on the credit risk provisioning process

Profile and Skills to Success

• At least 4 years of experience in internal or external audit, risk management, or control testing
• Leadership in driving complex projects, with the adequate balance between determination and adaptability
• Collaboration skills including the ability to integrate and act upon the diverse perspectives of business unit managers, Finance managers and other function managers
• Ability to develop a global view of control framework, produce gap analysis, identify root causes, and suggests remediation and timeline
• Knowledge of risk management principles, regulatory requirements, and industry best practices
• Proficiency in conducting control testing and assessing control effectiveness
• Analytical skills with the ability to identify and assess control deficiencies and recommend practical solutions
• Effective communication skills, with the ability to convey complex concepts and findings to diverse audiences
• Detail-oriented approach with a focus on accuracy and precision in documentation and reporting
• Ability to collaborate effectively with all stakeholders
• Proficiency in Microsoft Office (Excel, PowerPoint and Word)
• Knowledge of Accounting and Financial 
• Risk mitigation skills to help eliminate potential roadblocks in the design and control plans

About the Team

• The main missions of the Finance & Strategy function (F&S) are the following, for the BNP Paribas Group: elaborate financial and sustainability information; provide Executive Management with the necessary information for the Group’s financial steering; define accounting, performance management and selected prudential policies for the Group; define, deploy and supervise the permanent control framework associated with financial information across the Group; manage the Group’s tax; manage the Group’s financial communication; drive the Target Operating Model implementation, contribute to the definition of the functional architecture and the design of Finance systems and proceed to their deployment; lead/steer the F&S function’s continuous transformation; assist Executive Management in defining the Group’s strategy
• F&S count +1800 employees specialized in Accounting, Reporting, Performance Steering, Tax, Control, Regulatory and Project to mention few of them.  F&S is organized around 3 mutualized regional platform (America, Europe and Asia/Pacific), 1 Shared Finance Service center located in India, Central F&S teams located in Paris and decentralized Finance, Tax and Development departments located in each BNPP country presence
• The Infinity EMEA Finance & Strategy Platform is the Regional EMEA Mutualized platform and Group platform delivering services that cover the whole financial dimensions: Accounting production activities, reporting, control, transformation projects, IT and GDO. Our platform serves EMEA Countries and CFO´s, Group Head Office and also worldwide entities when it refers to projects (Transformations & IT). The Infinity EMEA Finance & Strategy Platform is located in a dual location Madrid and Lisbon

#LI-Hybrid 

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach 

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment 

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.