• Credit Portfolio Analysis (CPA) team is in charge of analyzing the quality and dynamics of the credit portfolio, including among others: cost of risk, portfolios under Risk Appetite Statement envelope, ESG and sensitivity analysis
• The team is working in close coordination with the RISK practitioners and businesses, and coordinates credit-related committees/forums such as the CIB Credit Portfolio Committee
• The scope of analysis is global, covering the entire Group BNP Paribas portfolio (corporate, financial institutions, sovereign, retail)
• The Credit Portfolio Senior Analyst contributes to an enhanced level of understanding of BNP Paribas credit risk profile in closed interactions with clients

• Analyze and explain key metrics, trends, axes of analysis, with a business and risk view perspectives
• Give a forward-looking view on the portfolio, considering the economic and financial environment
• Present analyses to ease decision making: select and summarize strategic information and present conclusions during committees / forums
• Follow up portfolio in a proactive and regular mode
• Contribute to the transformation of the team´s processes by playing an active role in the context of the new digitalized business model
• Ensure a robust permanent control framework to deliver in a timely manner, reliable and consistent analysis

• Bachelor Degree in Economics / Finance / Accounting / Business Management or related
• At least 3 years of experience in Banking and Financial Operations / Risk and Controls / Accounting and Finance or similar
• Advanced level of English, both written and oral
• Knowledge in MS Office Pack (Excel, PowerPoint)

• Attention to detail / rigor
• Ability to deliver / results driven
• Analytical ability
• Communication skills, both written and oral

#LI-Hybrid 

Why joining BNP Paribas? 

BNP Paribas, the European leader in banking and financial services in Europe, operates in 64 countries and has nearly 180,000 employees. The Group is structured around three operating divisions. Its business lines cooperate closely, as part of our integrated model, to meet the needs of all our clients in a coordinated manner:

Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centers providing value-added services to various countries where the BNP Paribas Group also operates.

Diversity and Inclusion Commitment

BNP Paribas´ ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility - Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices. 

Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life. 

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.