About the job

Your Main Activities Are

• Contributing to the credit approval process by acting as a privileged point of contact within the CIB2S organization for the Client Development & Business lines of CIB2S and, on the opposite side, for the LoD2 RISK representatives
• Assist and help the Business in the preparation and structuring of credit requests both for ad-hoc requests and for regular annual reviews
• Provide FIC ICAT analysts and RISK Delegation holders / (Senior) Credit Officers the results of your risk analyses to be included in the credit request applications, mainly a) transactional analyses and resulting calibration of risk limits and 2) recommendations with regards to legal protections, collateral and other credit risk mitigation techniques
• Participate on an ad-hoc basis in client due diligence and more broadly in client discussions if this is deemed necessary to appropriately assess the risk profile of the client or of a specific product & service offer
• Participate in the credit committees alongside client development or other Business representatives
• Ensure the follow-up of the credit requests throughout end-to-end workflow, facilitating the communication between the Business and the FIC ICAT & RISK teams to ensure the process is as smooth and efficient as possible
• Contributing to the preparation of credit risk reports, portfolio reviews, dashboards & presentations for the risk committees participating in the risk-related presentations, trainings on risk & regulatory subjects, credit committees, etc.
• Preparing & performing training sessions for CIB2S stakeholders (mainly Client Development / Client & Business Lines) on the topics relating to credit & counterparty risk methodologies and credit process
• Participate in ad-hoc projects, whether initiated by CIB2S or RISK which are aiming at streamlining and improving either the risk approval process or other aspects of the applicable risk framework
• Contribute to risk management processes like, ensuring day-to-day management of risk limits within the responsibility of the Business itself , applicable to certain activities (core custody, clearing & settlement) and in selected geographies

Profile and Skills to Success

• Postgraduate in Economics, Finance or Accounting
• From 3 to 4 years of relevant experience in Banking and Financial Operations 
• Fluent (C1-C2) level of English 
• Ability to synthetize / simplify 
• Good communication skills (both oral and written)
• Analytical ability 
• Ability to conduct a negotiation 
• Financial markets – Transversal Financial Markets 
• Risk Management – Risk Analysis 

#LI-Hybrid 

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach 

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment 

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.