Your Role, the team and the work environment

As a Credit Portfolio Management Analyst – Private Debt Financing, you will join BNP Paribas CIB Global Banking, within the Securitised Products Group (SPG) of Global Capital Markets, a division of CIB Global Banking. 
 
 SPG includes several business areas, including the Securitised Products Group. Within SPG, the Private Debt Financing (PDF) activity covers the financing of private debt funds. This involves providing medium-term credit facilities secured by loan portfolios granted by those funds. The loan portfolios are mostly made up of leveraged loans (B equivalent) to corporate entities covering a wide diversity of industry sectors and mostly owned by private equity firms. 
 
 The Private Debt Financing team has two main functions: 
 * Origination & Structuring (O&S), which covers the origination, structuring, and execution of these credit facilities
 * Credit Portfolio Management (CPM), which covers mainly the credit monitoring of these facilities
 
 In addition, PDF benefits from the support of Securitisation Portfolio Management (SPM) within SPG, which covers the management of resources (capital, liquidity) and the supervision of operational aspects (middle and back office).

Your main responsibilities will comprise :

• To assist the Origination & Structuring (O&S) team in setting up facilities and participating in Due Diligences.
• To review and analyse the reporting produced by clients on the facilities, including financial models and financial information on underlying obligors
• To support the quarterly portfolio review and annual transaction reviews
• Underlying assets credit analysis function:
  • screen assets of acquired portfolios
  • to detect assets in difficulty over facilities’ lives, review materials (info memo, current trading data, handle Q&A with client), to form a high-level credit views and determine appropriate valuations with the support of senior members
  • support the waiver assessment in relation to inclusion of non-conforming assets in the borrowing base
• To participate in handling clients’ requests for waivers and amendments, either leading or supporting O&S.
• To monitor the KPIs on the activity produced by internal functions and SPM
• Working closely with SPM, oversee the execution of transactions by the Operations team and ensure effective incident management

You will join a team of professionals based in Paris and potentially Lisbon. The position is based in Paris, in the Opéra district, easily accessible by public transport. Hybrid working (on-site/remote) is available according to the entity’s policy. 

What’s Next? Your Career Prospects

This position will allow you to develop deep expertise in structured finance portfolio management, in a fast-growing sector. You will have opportunities to move into other roles within the group, particularly in structured finance or capital markets. A tailored training programme will support your development throughout your career.  

Working at BNP Paribas Means:

• An attractive compensation package including : 
  • A fixed annual salary, paid over 12 months, ranging from €55,000 to €70,000 gross, adjusted according to your profile and experience.
  • In addition to this amount, an individual annual variable compensation, between €10,000 and €25,000 gross, linked to the achievement of individual and collective objectives, and depending on the company's results and profitability; it will be paid annually and prorated based on working time and presence.
• Advantages such as profit-sharing, employee savings and retirement plans, health and welfare coverage, social and cultural activities via the works council.
• Flexibility with a hybrid working pattern to be defined with your manager.
• Joining a Group committed to building a more sustainable world. Discover our commitments to our clients and society.
• The opportunity to get involved during your working hours through our OneMillionHoursToHelp programme.

Are You Our Next Credit Portfolio Management Analyst? Yes, if :

• You have a degree from a business school, engineering school, or equivalent university programme, with initial experience (including internships or apprenticeships) in financial analysis, portfolio management, or structured finance.
• You have strong skills in financial analysis and modelling, and demonstrate rigor and critical thinking.
• You are able to work as part of a team, manage several projects simultaneously, and communicate effectively in English and ideally in French.
• You are adaptable and enjoy dynamic, demanding environments.

The Next Steps in the Recruitment Process

If your application is shortlisted by our recruitment team, you will take online tests, followed by up to three interviews with HR and/or operational managers. These steps may vary slightly depending on the position.

If you have a disability and would like a facilitated interview, you can send your CV and cover letter to missionhandicap@bnpparibas.com.

In a changing world, diversity, equity and inclusion are key values for the well-being and performance of teams. At BNP Paribas, all positions are open to everyone, without distinction. We attach particular importance to ensuring that our future employees act daily with ethical and professional responsibility. At any time during the recruitment process, the information on your CV, your identification data and your background may be verified.