Algemene Informatie
Ref #
1234567890100113425
Land
China
Regio
Shanghai
Stad
Shanghai
Contract type
Contract van onbepaalde duur
Beroepsgroep
F01 - SALES DEVELOPMENT
Vereiste ervaring op het terrein
Expert
Beschrijving
Direct Responsibilities
To develop, enhance and upgrade the quality of a dedicated portfolio of large Multinational and Regional corporate through active prospect of target clients in liaison with the Pilot site and active marketing of the upper tier of existing large Multinational and Regional clients.
- To promote and cross-sell the Bank's products.
- To cautiously monitor the risks associated to the Clients portfolio (credit, counter-party, legal, compliance and administrative risks)
- To carry out various administrative duties in respect of clients servicing, irregular referrals, statistics compilations etc.
- To keep a problem solving attitude as regards to issues raised by clients and/or referred by various departments/support functions, while always protecting the interest of the Bank.
- Ensure compliance with Bank's policies/procedures and regulatory requirements, in particular with regards to the KYC responsibilities and duties, as per relevant policies and procedures, and the summary of responsibilities list attached hereto
- Endeavor to ensure the quality of the Bank's portfolio remains sound and healthy.
— Appendix —
Summary of SBO/SCBO Responsibilities pertaining to Know Your Customer and AML/Sanctions Policies
The RM, when acting as SBO/SCBO:
- Must initiate the KYC on boarding process and is responsible to collect the KYC data (with support of the appropriate teams in charge of due diligence);
- Is primarily responsible for ensuring that customer due diligence has been completed to a satisfactory standard, and is kept up-to-date;
- Makes an assessment whether starting a new relationship or maintaining an existing relationship with a customer is appropriate, in respect of the reputation and the money laundering/terrorist financing/sanctions risks, irrespective of the possible type of business the customer is currently doing or intends to do with the bank. This assessment must be formalized in writing in the KYC package (qualitative SBO opinion describing the risks and their mitigants is mandatory in all cases);
- Uses the KYC scoring grid and his/her judgment to determine the sensitivity, assisted by the teams in charge of due diligence. He/she provides the teams in charge of due diligence with the knowledge/details they need when contacts with customers is required;
- Submits the customer's KYC file to the CAC (Customer Acceptance Committee), as may be required, and provides the CAC with all information and documentation it may require;
- Contributes to assess the relevance and appropriateness of offering and/or maintaining certain products and services of the Bank in view of the risk profile of the customer; Contributes to the detection of any unusual and/or suspicious transactions by his/her customer with due reporting to a Compliance Officer;
- And employs his/her best efforts to maintain a thorough knowledge of his/her customer from available documentary sources and regular direct contacts with them.
- Finally, he/she must keep the KYC up-to date in accordance with the Bank's standards. In particular, he/she must trigger an ad-hoc review as soon as necessary, notably in case of becoming aware of any material adverse information in connection with any of their customers in the field of AML-CTF, in accordance with the relevant KYC policies and procedures.
Case of passporting process:
• When acting as Secondary Site RM of Legal Entities benefiting from the passport procedure, responsibility of the Secondary Site RM is to acknowledge and approve, on behalf of the Secondary Site, the KYC onboarding or recertification due diligence (performed and completed by the Primary Site) for Legal Entities being rated medium risk and low risk, and submit the customer's KYC file to a CAC for a Legal Entity being rated high risk by the Primary Site .
Contributing Responsibilities
- To ensure compliance with all legal and regulatory authorities, audit requirements and established bank approved country risk limits.
Permanent Control Aspects
- Direct contribution to BNPP operational permanent control framework.
- Contribute to the implementation of operational permanent control policies and procedures in day-to-day business activities, such as Control Plan
- Comply with regulatory requirements and internal guidelines
- Contribute to the reporting of all incidents according to the Incident Management System
- Ensure audit recommendations are resolved within the specific timeline.
- Endeavor to ensure the quality of the Bank's portfolio remains sound and healthy.