At Cardif Colombia, the Reserving Actuary plays a highly technical and strategic role, aimed at ensuring the sufficiency, stability, and robustness of technical reserves in a portfolio characterized by a high volume of policies, a significant frequency of claims, and mass distribution models.
 
Main objective:
 Prepare the actuarial closings. Carry out the technical activities that lead to the control of reserves for actuarial risks.

Main responsibilities:
 - Prepare and analyze the actuarial closings of the Head Office and Branches, both estimated and actual, on a monthly basis.
 - Consolidate the data from the technical closings and monthly data warehouse.
 - Prepare calculations and analyses related to premium reserves, claims, or profit-sharing.
 - Receive, consolidate, and validate the claims and production databases both accounting-wise and technically.
 - Ensure the timely submission of regulatory reports and reports required by the Head Office and company management.

Professional Profile:
 Professionals in Mathematics, Statistics, Economics, or Engineering. Need for specialized technical knowledge in:

(1) Deep actuarial expertise
 - Solid knowledge in reserve theory for group life, debtor, payment protection, unemployment, disability, and insurance products related to the Cardif model.
 - Practical experience in IBNR, mathematical reserves, and in-force risk reserves.
 - Ability to assess reserve adequacy under various stress scenarios
(2) Strong data management skills
 - High analytical capability with large databases
 - Advanced use of Excel, SQL, R, and/or Python for modeling, automation, and quality control

(3) Accounting Regulatory Knowledge
 - Knowledge of accounting regulations and local compliance.
 - Strong understanding of IFRS 17, its impact on reserves, contractual service margin, and technical results.

 What do we offer?
 
 - Opportunity to work in a dynamic and cutting-edge environment in the insurance sector.
 - Access to state-of-the-art technologies and tools in artificial intelligence and data science.
 - Opportunities for professional development and growth within the organization.
 - Competitive compensation and benefits package

Apply and be part of the innovation, growth, and professional creativity that Cardif offers!