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About the job
- The Transportation Finance team is currently made of 45+ people including a Coverage Relationship & Origination team, a Transaction & Execution team and a Credit Portfolio Management Team (CPM) spread across 6 countries serving the sector client in EMEA. These teams are split across three majors, Real Estate Financing, Aviation and Shipping & Offshore. The CPM team is also cross functionally part of a broader CPM team with Export & Leasing & Alternative Structuring. This transversality aims to provide a common training path, opportunities to explore other sectors, more efficiency and greater mobility
- Within BNP Paribas, Credit Analysis plays a fundamental role in the selection of the bank’s assets, contributing to the sustainability of the business model. This is critical in reaching the right credit decisions, bringing added value to the business as well as strongly monitoring risks
Your Main Activities Are
- Based in Lisbon, the CPM Trainee will work on a pool basis closely and under the supervision of the relevant credit analysts / relationship managers, assisting the Team in the:
- Analysis of the creditworthiness of a portfolio of clients. The analysis is driven by a review of the counterparty financial analysis as well as assessment and monitoring of counterparty and credit risk
- Perform on a regular basis industry overviews and peer analysis
- Preparation of written Credit Proposals (Annual Reviews, New Requests, Amendment/Waivers) entailing the above points in order to support credit committee decisions regarding the client’s risk of default, credit rating and adequacy of the proposed financing
- Reporting & Data management ensuring database quality
- Work with cohesion and team spirit within the CPM team and with the other members of the Transportation Finance team as well as with internal/external stakeholders (on a local and international scale)
Profile and Skills to Success
- Bachelor's or Master’s in Economics, Management Finance and Accounting
- Fluency in English
- Proficiency in MS Office Pack ( Excel and Word)
- Detail oriented, knowledge of financial analysis valued
#LI-Hybrid
Why joining BNP Paribas?
- Leading banking institution
Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe
- International reach
The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:
- Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
- Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
- Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
- Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.
- Diversity and Inclusion commitment
BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
- Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
- Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.