Genel Bilgiler
Ref No.
HEAT-22-461
Ülke
Brezilya
Bölge
São Paulo
Şehir
São Paulo
Sözleşme tipi
Sürekli
Meslek Ailesi
F14 - MISCELLANEOUS
Açıklama
Corporate Credit Management, Associate
Corporate Credit Management Brazil ("CCM") is a transversal Team in support of the approximately 270 Corporate Clients Groups of Brazil platform including Brazilian (approximately 45 groups) and multinational groups. The CCM Team works to ensure coverage, monitoring & execution of all counterparty risk requests for the Corporate platform.
Main responsibilities:
- Perform credit analysis and prepare credit memoranda for assigned accounts. These include new transactions, annual reviews, renewals, amendments, waiver requests and financial updates.
- Strong interaction with the Risk department, Coverage and Product teams including coordinating the credit process amongst the various Product and Risk Teams to ensure an efficient turnaround of transactions.
- Maintain reporting related to portfolio review, including pipeline tracking, exposure tracking, and other general reports (including WL reports, High Leverage Lending).
- Ensure proper maintenance of credit management systems (CRF and MCA).
- Coordinate and optimize Credit Process interactions, ensuring timely production of Credit Proposals and circulation to Credit Committee.
- Attend bank meetings and/or client calls with the Relationship Manager.
- Anticipate credit issues and alert local management on all related hot topics.
- Manage and monitor the credit quality of a portfolio of assigned corporate clients & prospects including periodic review of borrower financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry trends, etc.
- Evaluate clients/transactions for risk-related changes.
- Mentor Juniors: Coach and serve as point person for analysts and interns on the team.
Position Requirements:
- Fluent in Portuguese and English (written and oral).
- Degree in Finance, Economics, Accounting or Business Administration
- Masters Degree (Finance or MBA a plus).
- Solid knowledge of financial statement analysis and fundamental corporate credit analysis (IFRS-Local standards knowledge).
- Comprehensive knowledge of Corporate Banking Environment, general banking products and banking policies, procedures and methodologies.
- Advanced projection modeling skills.
- Strong business writing skills.
- Proficiency in Word and Excel.
- Experience in Banking/Financial environment.
- Former experience in a corporate banking environment will be a plus.
Why join BNP Paribas?
BNP Paribas is an international bank with leading positions in the European market. It is present in more than 60 countries and employs nearly 178,000 people. The Group occupies key positions in its three main areas of operation: Domestic Markets and International Financial Services (whose retail banking and financial services network is part of Retail Banking & Services), as well as Corporate & Institutional Banking, which offers services to corporate and institutional clients.
Our presence in Brazil
BNP Paribas has been officially operating in Brazil since 1996. Since 2010, when the Securities Services area began operating, the Brazilian unit has the largest number of business lines in Latin America, making it one of the Group's largest operations in emerging markets. Today, in Brazil, the Group is present with the areas of Corporate and Institutional Banking, Asset Management, Insurance (Cardif) and Fleet Management (Arval).
Currently, the BNP Paribas Group has around 1400 employees in the country. In Brazil, it is among the largest international investment banks in total assets (R$ 112.5 billion, Jun/23, Prudential Conglomerate, Central Bank), offering a diversity of products and multiple solutions to its clients.
BNP Paribas is committed to providing a work environment that fosters diversity, inclusion, and equal employment opportunity without regard to race, color, gender, age, creed, sex, religion, national origin, disability (physical or mental), marital status, citizenship, ancestry, sexual orientation, gender identity and gender expression, or any other legally protected status.