Job Title: Architect – Core Banking Applications

Department: Banking Platform IT - Corebanking

About Business line/Function: Core Banking line acts as the operational backbone for BNP Paribas CIB’s corporate clients, providing integrated, secure and technology‑driven solutions to manage their day‑to‑day financial transactions and liquidity needs. The Core Banking business line delivers end‑to‑end transaction‑banking solutions that enable corporates, financial institutions and public‑sector clients to manage cash, payments and liquidity efficiently.

Position Purpose: We are looking for a role of architect who should drive and contribute to designing, overseeing, and evolving the technical blueprint of the core banking-related applications. This role is for driving the technical blueprint for core banking application, a next-generation, agnostic cash-centralized position system. The Architect will lead/oversee the design of a system that is framework, database, and cloud-independent, capable of supporting both traditional cash accounts and digital Assets with extreme scalability (200M+ transactions/day) while maintaining regulatory compliance and standards set at banking level.

Direct Responsibilities:

1. Architectural Design & Strategy

Key involvement and leadership in defining and maintaining the target state architecture for core banking applications (e.g. C-CLIPS). Design has to be scalable, high-availability, and fault-tolerant distributed systems in accordance with the application and the functional scope.

Enforce a 'Clean Architecture' approach to ensure business logic is entirely decoupled from the UI, Database, and External Systems, allowing for seamless technology swaps without impacting core functions.

As per need, lead the transition from legacy architectures to modern microservices or cloud-native architectures.

Ensure seamless integration between the core banking engine and peripheral systems via robust API layers.

2. Technical Leadership & Governance

Adapt to best technical standards and best practices for software development, data modeling, and integration methodologies.

Architect event-driven systems to meet rigorous SLAs (500ms per operation) and handle massive throughput (up to 200M transactions per day) using horizontal scaling

Design highly resilient, event-driven data pipelines using Kafka to facilitate real-time data synchronization between Global Physical Instances (e.g., China, Indonesia) and Logical Instances, ensuring data consistency across a distributed global footprint.

Have a strong governance to conduct architectural reviews and provide technical governance to ensure project implementations align with the enterprise roadmap and bank standards.

Collaborate with security / Cybersecurity teams in the bank to ensure "Security by Design" is embedded in the core architecture.

3. Modernization & Digital Transformation

As per need and feasibility, drive the roadmap for cloud migration (Hybrid/Multi-cloud) of core banking workloads.

As per need, Architect real-time data processing capabilities to support instant payments and real-time customer insights.

Optimize system performance to handle increasing transaction volumes and concurrency.

Leverage event-streaming patterns to replace traditional batch processing with real-time event detection, ensuring 24/7 continuous availability and uninterrupted data streams.

4. Stakeholder Management

Bridge the gap between business requirements and technical execution by communicating complex architectural concepts to non-technical stakeholders. Effective collaboration among technical teams, business teams, operation teams to ensure best proposal of architecture model.

Contributing Responsibilities:

Work closely with Product Owners to ensure the technical roadmap supports the business product lifecycle. Collaborate with DevOps teams to ensure automated deployment and operational stability. 

Technical & Behavioral Competencies

·         Proven ability to leverage AI capabilities across the entire SDLC (Documentation, Test-Driven Development, and Automated Quality Review)

·         Experience and hands-on with Cloud & Infrastructure

·         Cloud-Agnostic Architecture and high-availability design across multiple Availability Zones.

·         Integration: Expert knowledge of APIs, Message Queues and integration middleware.

·         Data Management: Strong understanding of relational databases (SQL), distributed data consistency models.

·         Architecture Patterns: Advanced Clean Architecture, Microservices, Event-Driven Architecture (EDA), SOA, and Domain-Driven Design (DDD).

·         Development: Familiarity with modern languages such as Java, Angular, Python.

·         Strong hands-on in Apache Kafka topologies to handle massive scale and high-availability, specifically managing partitioning strategies to ensure low latency, and using Kafka Connect to synchronize data across geographically distributed clusters while maintaining strict data consistency.

·         Exposure to Infrastructure as Code (IaC), Container Orchestration, and Observability technologies

·         Exposure in UNIX/Shell Scripting 

·         Excellent collaboration and communication skills across technical and non-technical teams.

·         Team player with a proactive and problem-solving mindset.

·         Capable of organizing and leading Architecture governance.

·         Minimum 10 years of experience in key role of architect for critical core banking applications

Specific Qualifications: Bachelor of Engineering

Skills Referential (Required knowledge, skills and abilities)

Technical Skills: Architectural design, Cloud, AI capabilities, API, Unix, JAVA, Angular, Python Shell scripts, Apache Kafka, Container Orchestration (e.g. Kubernetes) 

Behavioral Skills: 

·         Strong understanding of functional and business aspects of core banking

·         Strong analytical and troubleshooting skills.

·         Excellent communication skills in English and ability to work effectively in an international team. 

Education Level: Bachelor of Engineering

Location: Chennai

About BNP Paribas Group:

BNP Paribas is the European Union’s leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialized businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability.

About BNP Paribas India Solutions:

Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in-class solutions.

Commitment to Diversity and Inclusion

At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, colour, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.