Job Title:

Business Analyst

Department:

Global Banking IT 

Business Line / Function:

Central BA Team

Position Purpose

To act as the primary bridge between Trade Finance business stakeholders and the technology teams, ensuring that business requirements are accurately translated into scalable technical solutions. The role focuses on optimizing trade operations, enhancing digital capabilities, and ensuring the seamless delivery of agile projects to improve the efficiency and compliance of Trade Finance products.

The candidate must be able to:
• Clearly understand the client business requirements and provide optimal solutions 
• Contribute to the analysis and drafting of business requirements and functional specifications,
• Assist TCOE team for Qualification testing, Participate in SIT & support business users for UAT cycles. 
• Should be well versed with the SDLC cycle, Agile methodology, quality, and release control processes
• Should have high-level technical know-how to drive API integrations for various interfaces 

Responsibilities

Direct Responsibilities

• Business Analysis & Requirement Engineering: Lead the end-to-end analysis of complex Trade Finance workflows. Translate high-level business needs into detailed functional specifications and groom user stories within an Agile framework.
• Rigorous Impact Analysis: Conduct comprehensive "As-Is" vs "To-Be" analysis. Evaluate how proposed changes affect upstream/downstream systems, data integrity, regulatory reporting, and existing customer/data journeys to prevent regressions
• Functional Solutioning: Design end-to-end functional solutions. Propose the most efficient way to implement a feature-balancing business desire with technical feasibility and system scalability
• Cross-Application Integration: Map data flows between multiple applications to ensure seamless interfacing, ensuring that solutioning for one module does not create bottlenecks in another
• Quality Assurance & Validation: Design robust test strategies (SIT/NRT/UAT) that specifically target to test the builds to ensure quality delivery
• Technical Liaison: Partner with Solution Architects to ensure that the functional design aligns with technical architecture and GBIT standards

Contributing Responsibilities

·       Work closely with internal development, TCOE, IT security, architecture & other transversal teams

·       Review overall solution to see the best and optimized fit into the applications old and new 

·       Work as a team player for topics spanning across projects, teams

·       Would be responsible for effective effort estimation. 

·       Define Test strategies.

·       Contribute to Qualification and User acceptance test support and tracking.

·       Extend support to Users, Development, Qualification & Production support teams, 

·       Setting up system parameters, configurations, scheduling processes, environment management, deployment & go live support.

·       Functional support for production issues / queries as required. 

·       Functional and applicative training.

·       Functional documentation maintenance

·       Quality conscious and appropriate documentation complying with SDLC standards and agile project management practises.

·       Contributing to the continuous improvement of the BA knowledge base and documentation standards within GBIT

·       AI Adoption in BA process flow

Technical & Behavioral Competencies

The candidate should have strong functional skills and excellent communication skills.
The job requires domain knowledge as under:

• Domain Expertise: Strong grasp of Trade Finance instruments (Letters of Credit, Guarantees, SBLCs, Bill Collection)- In depth knowledge of Trade Finance (Letter of Credit, Documentary Collections, Bank Guarantees). 
• Agile Proficiency: Deep understanding of Scrum/Kanban frameworks and the lifecycle of a User Story
• Analytical Thinking: Ability to decompose complex business processes into detailed functional requirements. Proficiency in Gap Analysis, SWOT analysis, data mapping & Dependency Mapping
• Solution Design: Ability to create detailed Functional Design Documents (FDD) and Process Flow Diagrams
• Data modeling – Using tools to create As-Is To – Be models
• Risk Management - Knowledge of Risk and Compliance related to Banking and Trade Finance
• SWIFT Trade Finance handling - Good understanding of the Trade Finance Swift MT & MX Messages.
• STP Optimization: Ability to design solutions that increase Straight-Through Processing (STP) rates by reducing manual intervention
• Root Cause Analysis: Solve the problem in a right /clean way by fixing root cause
•  

Besides, the following skills are also expected:
1. Clear organization and ability to manage projects
2. Service-oriented attitude and strong commitment to client satisfaction
3. Interpersonal skills, ability to consolidate action plans and report progress status
4. Capable of adapting to a new environment and to work under pressure towards tight deadlines

5. Strategic Thinking, ability to look beyond the immediate ticket to see how a solution impacts the wider Trade Finance ecosystem.

6. Analytical, lateral thinker and result-oriented person
7. Team player demonstrating self-initiative when necessary
8. Excellent verbal and written communication

Specific Qualifications:

• Graduate from a top University

    - B.E./B.Tech, Graduates, Postgraduate

Experience Level:

• Around 5 – 7 years overall experience in managing Trade finance products.
• At least 3 years’ experience as a Business Analyst

Skills Referential (Required knowledge, skills and abilities):

Technical Skills:

§  Domain expertise: Deep understanding of LC, Collection, Bank Guarantee, SWIFT MT & MX

§  Agile Tools: Proficiency in Jira and Confluence

§  AI Proficiency: Use AI in every stage of the SDLC to increase speed, accuracy, and the depth of their analysis and create artifacts quickly

§  SQL: Advanced querying for data analysis and troubleshooting

§  Modeling Tools: Proficiency in Visio or similar tools for process mapping

§  Data Visualization tools: Ability to create dashboard using advance excel, Power BI tools

§  API Knowledge: Understanding APIs for cross-application integration & ability to read basic JSON/XML formats for data exchange 

§  Technical expertise: Working knowledge of Shell commands, Batch scripts, and Linux/Unix commands for log analysis and environment troubleshooting

Behavioral Skills: 

§  Ability to understand, explain and support change

§  Ability to manage / facilitate a meeting, seminar, committee & training

§  Ability to anticipate business / strategic evolution

§  Analytical Ability

§  Ability to manage a project

§  Creativity & Innovation / Problem solving

Education Level:

• Bachelor’s degree or equivalent

Location:

• Mumbai

About BNP Paribas Group:

BNP Paribas is the European Union’s leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialized businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability.

About BNP Paribas India Solutions:

Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in-class solutions.

Commitment to Diversity and Inclusion:

At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, colour, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.