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Загальна Інформація

Код
1111111111115223
Країна
США
Регіон
New York
Місто
New York
Contract type
Постійний
Сім'я посад
F07 - FINANCIAL AND TECHNICAL EXPERTISE
Overtime status
Exempt

Опис

Business Overview:

Corporate Credit Management (“CCM”) supports approximately 800 corporate clients across North America. The team ensures effective coverage, monitoring, and execution of all counterparty risk requests for the Corporate platform. The client portfolio spans investment grade, high yield, and LBO groups. The team collaborates closely with Bankers, Risk Corporate partners, Delegation Holders, and Product Teams (including FX, IRD, Commodity, Equity, Global Trade Solutions, Loan Capital Markets, Leveraged Finance, and Advisory). CCM is organized into sectors: Transportation, Consumer Products, Healthcare, Media & Telecom, Tech, Diversified Industrials, Gaming & Leisure, and Low Carbon Transition.

 

As a Senior Credit Analyst (Associate level), you will be responsible for managing the credit risk of a portfolio of Low Carbon Transition clients. You will contribute to new business development, perform in-depth credit analysis, and collaborate with cross-functional teams to ensure timely and sound credit decisions. This role offers the opportunity to work with a wide range of stakeholders and contribute to the bank’s growth strategy.


Candidate Success Factors:

Candidates are measured on the following four performance drivers, which will dictate how individual impact is considered on the Americas platform:

  • Results and Impact
    • Able to influence peers and team.
    • Demonstrates good judgement when making decisions of high complexity and impact.
    • Exercise appropriate autonomy in the execution and delivery of work. 
    • Responsible for driving outcomes, which have meaningful effect on team or department.
  • Leadership and Collaboration:
    • Creates trust with colleagues.
    • Acts in leadership capacity for projects, processes, or programs.
  • Client, Customer and Stakeholder Focus: 
    • Able to build relationships with a mix of colleagues and clients.
    • Interacts regularly with management and department leaders.
    • Demonstrates the ability to influence stakeholders at the team level. 
  • Compliance Culture and Conduct: 
    • Takes full responsibility for personal actions and demonstrates courage in facing problems and conflicts.
    • Perceived as a person of high moral character; upholds corporate values and displays high ethical standards.


Responsibilities: 

The successful candidate will be responsible for the credit management of assigned Low Carbon Transition corporate clients and for working on new client deals along with other colleagues (Analyst to Managing Director) on the Team and on key partner teams.

Core tasks and responsibilities include:

    • Manage and monitor the credit quality of a portfolio of assigned North American Energy Clients (regulated utilities, independent power producers, O&G and LBOs) spanning the entire rating spectrum. This will include:
  1. Analyze borrowers’ financial statements and historical performance metrics
  2. Assess financial covenant compliance and quarterly/LTM performance indicators
  3. Incorporate qualitative and quantitative insights from lender presentations, press releases, rating agency reports, and industry research
  • Contribute to the bank’s growth strategy by supporting new client onboarding and prospecting
  • Prepare detailed credit memoranda for new transactions, annual reviews, renewals, amendments, and waivers
  • Present credit analyses and recommendations to Credit Committees and senior stakeholders / decision makers
  • Maintain portfolio reporting, including watchlist memos and quarterly monitoring for highly leveraged clients
  • Interact with internal and external auditors during loan examinations
  • Collaborate with colleagues across regions to align on client strategy
  • Participate in client meetings and calls alongside Bankers

 

 

Minimum Required Qualifications:

  • Bachelor’s Degree in Finance or Accounting
  • At least 4 years of experience in corporate banking or credit management, preferably with M&A/LBO exposure or at a rating agency
  • Strong financial statement analysis and corporate credit assessment skills
  • Solid understanding of banking products, loan structures, and credit agreements
  • Advanced financial modeling and projection skills
  • Proficiency in Microsoft Word and Excel
  • Excellent written and verbal communication skills
  • Ability to work independently and engage constructively with senior stakeholders
  • Team work and “can do” attitude
  • Fluency in English

 

Preferred Qualifications: 

  • Master’s degree in Finance and/or MBA
  • CFA designation or candidacy
  • Completion of formal credit training programs
  • Knowledge of Energy sector: regulated utilities, independent power producers and Oil & Gas players
  • Project Finance experience in modelling and structuring


FINRA Registrations Required:  

  • Not Applicable 


CFTC Swap Dealer Associated Person (if yes, NFA Swaps Proficiency Program is required): 

  • Not Applicable 


SEC Security-Based Swap Dealer Associated Person:

  • Not Applicable 


While the description above describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted.

 

The expected starting salary range for this position is between $125,000 to $155,000 annually. The actual salary may vary based upon several factors including, but not limited to, relevant skills/experience, time in role, base salary of internal peers, prior performance, business line, and geographic/office location.

 

In addition, our comprehensive benefits package aims to support our employees in various aspects of their lives. From healthcare and wellness programs to retirement plans and childcare services, we prioritize the well-being and growth of our employees. Our benefits include medical, dental and vision coverage, a 401(k) Savings Plan, backup childcare, life, accident and disability insurance, mental health support and paid time off. Additional details about our benefits offerings, inclusive of eligibility for a discretionary bonus, will be provided during the hiring process.


About BNP Paribas:

BNP Paribas is a leading bank in Europe with an international reach across the US, EMEA and APAC. It has a presence in 65 countries, with nearly 190,000 employees. The bank employs over 3,500 people in offices in the US across 10 states including New York, Jersey City, Chesterbrook, PA, San Francisco, Boston, Chicago, Denver, Miami, and Washington, DC. BNP Paribas has built a strong and diversified presence to support its client base. We continue to grow and strengthen our commitment to the US market through our Corporate & Institutional Banking activities. We are one of a few non-US banks to offer a full value chain for our clients, from trading to financing, and clearing and custody in the US with the international footprint and capacity to deliver both globally and locally. Leveraging the strength of our European roots, our network can support clients in virtually every region of the world, enabling more connectivity and efficiency wherever our clients conduct business. We take pride in our expertise and our ability to adapt while constantly looking ahead to create a more sustainable world.

 

As an international company with a global footprint, the unique cultures and viewpoints of our team members are an integral part of the fabric of BNP Paribas. We are a company with a purpose - to be a responsible and sustainable global leader. We aim to create an environment where our employees feel empowered to drive change, make an impact and be true to themselves. We employ talented individuals from a wide variety of backgrounds, locally and globally, and are inspired by our employees who help us in cultivating a diverse, equitable and inclusive workplace through initiatives such as our Diversity, Equity & Inclusion (DEI) Leadership Forum and Employee Resource Group (ERG) communities. We strive to be a workplace where all team members can grow and thrive and offer robust training, development, and mentoring opportunities to make that vision a reality. Our leaders are deeply committed to DEI and highly accessible to our employees, consistently soliciting feedback on how we can continue to support our employees to reach their highest potential. 

 

BNP Paribas. The Bank for a Changing World - https://usa.bnpparibas/en/homepage/join-us/our-opportunities/

 

 

BNP Paribas is committed to providing a work environment that fosters diversity, inclusion, and equal employment opportunity without regard to race, color, gender, age, creed, sex, religion, national origin, disability (physical or mental), marital status, citizenship, ancestry, sexual orientation, gender identity and gender expression, or any other legally protected status.

Protect yourself from fraudulent job postings. Emails about jobs at BNP Paribas will always come from addresses ending @bnpparibas.com @us.bnpparibas.com, @ca.bnpparibas.com, or @br.bnpparibas.com. You should be suspicious of emails regarding employment with BNP Paribas coming from any other domains and should not respond. BNP Paribas will never send payments to or request payments from candidates for positions posted by BNP Paribas.